The Netherlands gets dark early in winter - by 4:30pm in December you'll be cycling in complete darkness. Active front and rear lights are legally required after sunset, and in practice you want them any time visibility is poor. Rain, fog, and heavy cloud cover can make you invisible to cars even during the day.
The most common setup is a USB-rechargeable clip-on light for the front and rear. They cost around €15–30 for a decent set at any Dutch bike shop. The front light should be white or yellow, the rear must be red. Flashing mode is tolerated by police but a steady beam is generally more visible to drivers - flashing lights make it harder for other road users to judge your distance and speed.
Reflectors are a separate requirement and must be fitted permanently - a red rear reflector, plus reflectors on your pedals and in your wheel spokes. These are considered equipment, not lighting, and must be present at all times regardless of whether it's light or dark.